Title Insurance Rate Calculator - Massachusetts

SIMULTANEOUS ISSUE RATE: Owner’s rate (ALTA or Expanded) based on the purchase price plus $175.00 for the loan policy (ALTA or EXPANDED). Note: The ALTA and EXPANDED owner and loan policies may be interchanged for simultaneous issuance.

MINIMUM PREMIUM: The minimum premium for Mortgage and Owner’s policies (ALTA and EXPANDED) is $100.00.

REFINANCE RATE: If a policy has been issued insuring the mortgage being refinanced, then the new premium should be 60% of the current premium. If the amount of the new loan exceeds the amount of the old loan, then additional premium at the full rate should also be collected for that excess amount.